Your Team
Consider protection for the people who keep your business running.
Landscaping Business Insurance
You Grow Beautiful Spaces. Protect What You’re Building.
Explore coverage for your team, equipment, and everyday operations. Give the business you’ve built room to keep growing.
Your Equipment
Review coverage for the tools you rely on every day.
Your Business
Plan for the unexpected as your business grows.
Strong Roots Start With
The Right Protection
Unexpected accidents, damaged property, and stolen equipment can interrupt your schedule and put pressure on your finances.
Build your insurance around the services you provide, the people you employ, and the assets you depend on.
Coverage for Every Part of
Your Business
Explore policy options for the everyday risks landscaping professionals face. Availability and eligibility depend on your business and insurer.
General Liability
Help protect against covered claims involving injuries to other people or damage to their property.
Commercial Property
Help protect your premises and covered business contents from losses such as fire or theft.
Workers’ Compensation
Support eligible employees after covered work-related injuries or illnesses.
Commercial Auto
Explore protection for covered accidents involving vehicles used for your business.
Tools & Equipment
Review coverage for tools and machinery in storage, in transit, and at jobsites.
Commercial Umbrella
Explore additional liability limits above certain underlying policies.
Pesticide Application
Ask about coverage for exposures related to herbicide and pesticide treatments.
Snowplow Operations
Review liability protection for the snow removal services you provide.
Business Income
Help replace lost income when covered property damage interrupts your operations.
A Practical Foundation
The Business Owner’s Policy
A Business Owner’s Policy, or BOP, typically combines three important types of protection in one policy.
- General liability — For covered third-party injury and property damage claims.
- Commercial property — For covered damage to business premises and contents.
- Business income — For qualifying interruptions caused by covered property damage.
Workers’ compensation and commercial auto generally require separate coverage. Eligibility and policy terms vary.
Coverage for the Work You Do
Common Landscaping Services
Your services shape your risks. Include every activity when discussing your insurance needs.
Protect Your Team
Your people are at the heart of your business. Review workers’ compensation for covered workplace injuries and illnesses.
Discuss Your Coverage →
Protect Your Equipment
Review where your tools and machinery are insured: in storage, during transport, and at customer properties.
Explore Equipment Coverage →
Real Work. Real Risks.
Everyday Challenges Can Happen
Property Damage
An accident during a job could damage a customer’s property.
Employee Injury
A crew member could be injured while lifting or operating equipment.
Equipment Theft
Missing tools could delay your next project and create replacement costs.
Business Interruption
A covered property loss could interrupt operations and affect income.
These examples illustrate potential risks. Whether a claim is covered depends on the policies purchased and their terms.
What Does Landscaping Insurance Cost?
Request Your Quote →
A Quote That Reflects Your Business.
Your services, workforce, equipment, vehicles, and coverage choices help shape your quote. Share an accurate picture of your operations to explore relevant options.
Be Ready When Customers Ask for Proof
Ask your provider about obtaining a certificate of insurance for your next contract. A certificate provides evidence of coverage and does not amend your policy.
Your Questions, Answered
Landscaping Insurance FAQs
Is landscaping insurance one policy?
It usually involves a combination of policies selected for your business activities and risks. Your services, team, equipment, and vehicles help determine what you need.
Does a BOP include workers’ compensation?
Generally, no. Workers’ compensation and commercial auto typically require separate coverage.
Is equipment covered away from my premises?
Check your policy’s covered locations and conditions. Mobile tools and machinery may need contractors equipment or inland marine coverage.
When should I review my coverage?
Review your insurance when you add services, employees, vehicles, equipment, or new contract requirements.
Is insurance required for my business?
Requirements depend on your state, operations, and contracts. Workers’ compensation rules vary by state. Confirm applicable requirements with a licensed insurance professional.
Can I get a certificate of insurance?
Ask your insurance provider how to obtain a certificate for an active policy. A certificate provides evidence of coverage and does not change policy terms.
Keep Growing With Greater Confidence
You’ve invested time, skill, and determination. Take the next step toward protecting your business.
Get a Landscaping Insurance Quote →Coverage is subject to policy terms, limits, exclusions, eligibility, and availability. A quote or certificate does not guarantee coverage for a particular claim.