Insurance That Grows With Your Landscaping Business in California
From tools to team members, our tailored landscape insurance in California helps protect what keeps your business thriving.
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Why Choose Us for Your Landscaping Insurance Needs?
Your landscaping business faces unique risks — we provide customised insurance solutions to match. From small crews to large commercial operations, our coverage is designed to protect your tools, team, and business reputation. With us, you gain more than just a policy — you get a knowledgeable team that understands California’s landscaping industry inside and out.
Industry Leadership
We lead with knowledge, helping California landscapers build safer, more secure businesses through specialised insurance solutions.
Collaborative Support
We work hand-in-hand with landscaping professionals, offering clear communication and personalised service every step of the way.
Adaptive Solutions
Landscaping is always evolving — and so are we. Our flexible coverage adapts to your tools, teams, projects, and long-term growth plans.
Client Commitment
Your business is unique. We take the time to understand your needs and deliver reliable, customised protection on time, with care, and without compromise.
Explore Specialised Landscaping Insurance Programs
Tap into industry-specific insurance solutions tailored for California landscapers, built on years of experience and trust within the trade.
Our team understands the real risks you face — from equipment damage to employee injuries — and we craft competitive, customised policies to match your needs.
Start exploring our landscape insurance programs today and secure the right coverage for every job, project, and crew.
Essential Insurance Coverages for California Landscapers & Hardscapers
General Liability Insurance
Unexpected damage or injury on-site can put your business at risk. Our landscape liability insurance helps protect you from third-party claims — so you can focus on the job, not the what-ifs.
Workers’ Compensation
Your crew is the backbone of your business. Our workers' comp coverage for landscapers ensures your team is protected after workplace injuries — and keeps you compliant in California.
Equipment Breakdown Coverage
From mowers to skid steers, we help you insure the tools you rely on. Our landscaping equipment insurance covers repair or replacement costs.
Commercial Auto Insurance
Whether it’s a pickup or a trailer rig, your vehicles keep your business moving. Our commercial auto insurance for landscapers covers accidents, theft, and liability while on the road.
Inland Marine Insurance
Transporting high-value tools and materials? Our inland marine coverage safeguards mobile property from theft, loss, or damage between job sites and storage.
Umbrella Insurance
Need extra protection beyond standard limits? Our umbrella insurance for landscaping businesses offers added peace of mind when the unexpected goes beyond your primary coverage.
OUR TEAM
Meet Your California Landscaping Insurance Specialists
We’re more than insurance experts — we understand landscaping from the ground up. With years of experience protecting landscapers and hardscapers across California, we know the unique risks you face on every jobsite. From liability concerns to equipment coverage, our team delivers insurance solutions that work as hard as you do.
Hugh Pham
CEO, Agency Partner
Commercial Lines Executive
Janine Luu
Agency Partner
CL Executive
Bill Regan
Account Executive
Commercial Lines
What Our Clients Say
Satisfied Landscaping Professionals Across California
We’re proud to support landscapers and hardscapers throughout California — from solo operators to established landscaping companies. Our clients count on us for quick response times, flexible landscape insurance options, and reliable protection tailored to industry-specific risks. Whether it’s liability coverage, equipment protection, or workers’ compensation, we help safeguard what matters most on and off the jobsite.
“As a small landscaping business owner in California, finding the right insurance was overwhelming — until I found this team. They explained everything clearly, got me set up with affordable general liability and workers’ comp coverage, and made the process easy. Highly recommend!”
Carlos M.CEO
700+
Satisfied Clients
10+
National Awards
52+
Serving In States
Frequently Asked Questions About Landscape Insurance in California
What types of insurance do landscapers need in California?
Most California landscapers need general liability insurance, workers’ compensation, commercial auto, and equipment coverage. Depending on your services, inland marine or umbrella coverage may also be recommended to protect mobile tools and larger assets.
Is landscape insurance required by law in California?
Yes — if you have employees, workers’ compensation insurance is legally required in California. While general liability and commercial auto aren’t mandated in every case, most clients and commercial contracts will require proof of coverage before hiring your landscaping business.
How much does landscaping insurance cost in California?
Costs vary depending on your business size, coverage types, number of employees, and equipment. On average, California landscapers pay between $1,200–$3,500 per year for a solid insurance plan. We offer flexible packages tailored to your budget and coverage needs.
Does landscape insurance cover my tools and equipment?
Yes, with the right policy. Our equipment and inland marine coverage protects mowers, trimmers, blowers, trailers, and other valuable tools — even while in transit or on different job sites.
Get In Touch
San Jose, CA
979 Story Road, Suite 7027
San Jose, CA 95122
Phone Number
866-226-4436
Email Address
Service@landscapeinsurance.com
Location