Commercial Auto Insurance for Landscapers

Keep Your Crew and Vehicles Moving Safely

Whether you’re hauling equipment or commuting between job sites, your work vehicles are vital to your landscaping business. Commercial auto insurance for landscapers in California protects you from financial risk in accidents, theft, or damage—covering repairs, medical bills, and liability expenses. It’s not just smart—California law requires it when you use vehicles for business purposes.

Why Your Landscaping Business Needs Auto Coverage

Landscaping jobs expose vehicles to hazards like rough terrain, trailer loads, and daily wear from garden debris. A standard personal policy doesn’t cut it. With a commercial auto policy, you get coverage tailored to your work trucks, vans, or trailers—including tools inside.

California’s minimum liability limits—$15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage—are just the baseline. You may need higher limits based on your routes, crew size, and equipment value.

Why Choose Us for Your Landscaping Insurance Needs?

Your landscaping business faces unique risks — we provide customised insurance solutions to match. From small crews to large commercial operations, our coverage is designed to protect your tools, team, and business reputation. With us, you gain more than just a policy — you get a knowledgeable team that understands California’s landscaping industry inside and out.

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Industry Leadership

We lead with knowledge, helping California landscapers build safer, more secure businesses through specialised insurance solutions.

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Collaborative Support

We work hand-in-hand with landscaping professionals, offering clear communication and personalised service every step of the way.

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Adaptive Solutions

Landscaping is always evolving — and so are we. Our flexible coverage adapts to your tools, teams, projects, and long-term growth plans.

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Client Commitment

Your business is unique. We take the time to understand your needs and deliver reliable, customised protection on time, with care, and without compromise.

Secure Your Vehicles and Your Business

Need added security beyond auto coverage? Consider pairing vehicle protection with surety bonds to back bid guarantees or performance commitments. Learn more about bonding solutions for landscaping businesses here: Surety & Bond Insurance in California

We understand how essential your fleet is—not just for transport, but as an extension of your business. We help you tailor coverage that keeps your vehicles—and your reputation—running smoothly, mile after mile.

Fleet Protection Built for Landscapers' Demands

Whether you’re managing a single pickup or an entire fleet of trucks and trailers, your vehicles face daily exposure to risks—from traffic accidents to stolen equipment. Commercial auto insurance for landscaping businesses in California offers tailored solutions to cover everything from collision damage to liability lawsuits.

A comprehensive policy can also include optional coverages like hired and non-owned auto insurance, uninsured motorist protection, and equipment transport endorsements—so your trailers and machinery are protected en route to every job site. If you’re expanding your operations or bidding on larger municipal contracts, securing proper vehicle coverage can also support licensing requirements and improve client trust.

Don’t leave your team exposed. Insure every mile of your business journey with the right commercial vehicle policy.

We partner with top-rated insurance carriers

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